.hk-cluster-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.hk-cluster-card{border:1px solid var(--hk-line);color:var(--hk-navy);background:#fff;flex-direction:column;padding:26px;text-decoration:none;display:flex}.hk-cluster-card h3{margin:12px 0;font-size:1.35rem;line-height:1.4}.hk-cluster-card p,.hk-cluster-plan p,.hk-cluster-plan li{color:#526079;line-height:1.8}.hk-cluster-card p{margin:0 0 22px}.hk-cluster-action{justify-content:space-between;gap:12px;margin-top:auto;font-weight:700;display:flex}.hk-cluster-card:hover{border-color:var(--hk-gold)}.hk-cluster-card:focus-visible,.hk-cluster-service:focus-visible{outline:3px solid var(--hk-gold);outline-offset:4px}.hk-cluster-plan{max-width:850px}.hk-cluster-plan ol{padding-left:24px}.hk-cluster-plan li{padding:8px 0 8px 8px}.hk-cluster-service{min-height:44px;color:var(--hk-navy);text-underline-offset:5px;align-items:center;gap:16px;font-weight:700;display:inline-flex}.hk-article-cluster{border:1px solid var(--hk-line);background:#fff;margin:28px 0;padding:22px}.hk-article-cluster .hk-eyebrow{margin-bottom:10px}.hk-article-cluster a{color:var(--hk-navy);text-underline-offset:4px;padding:10px 0;line-height:1.6;display:block}@media (max-width:700px){.hk-cluster-grid{grid-template-columns:1fr;gap:14px}.hk-cluster-card{padding:22px}.hk-cluster-card h3{font-size:1.2rem}}